Within Your Limits

May 14, 2020

Setting limits can be a big challenge because we are a society of entitlement, we are impatient, we are selfish and we think we know what’s best for us. It is so tempting to live a life trying to make decisions based on our ego.  Being able to recognise what we’re supposed to do and what we’re not supposed to do can be very difficult for some of us. Most people struggle with limit setting, but life could be a lot easier if we understood the difference between want and need. Being committed to live within your limits is about resisting the strong temptation to arrange other ways to get that which you cannot afford today. It is knowing that God grants us every single thing we need in His perfect timing, in order for us to complete our mission.

In order to manage your finances better you need to recognise, acknowledge, and accept the reality of your situation. Then you need to create attainable financial goals within a reasonable timeframe. The more specific and attainable your goal is, the more likely you will be to reach it. If your general goal is just to “spend less money,” that is too vague for you to really take initiative or to know if you’re getting close to reaching it. Before you purchase anything, large or small, stop for a few seconds and ask yourself if you really need this or if it is something that you can leave for later.

 In order to manage your finances better, you do not need to make drastic cuts. What you need to do is to adjust your perspective on spending. You need to focus on building yourself up rather than tearing yourself down and stop convincing yourself that you will be more satisfied and have a fuller life if you live beyond the financial provisions God has blessed you with. Remember that by definition, debt comes from wanting more than God’s current provision for your life and arranging other ways to get it.

In order to live within your limits, you need to:

-Make a simple budget : Some anxiety about spending comes simply from not being 100% sure what’s coming in and what’s going out. Financial stress comes from fear of the unknown, and putting a plan in place can help you to -keep what is important in your life;
-Calculate expenses;
-Determine your income;
-Set a spending goal that is realistic;
-Set savings goals and create attainable goals within a reasonable timeframe;
-Aim for sticking to your budget most of the time;

 Regaining financial control is all about taking charge of your finances and lifestyle, thoughts, emotions, and the way you deal with problems. No matter how overwhelmed you feel by your finances, there are steps you can take to relieve the pressure and move forward. You need to understand that what causes you to be stressed depends, at least in part, on your perception of it. It is important to acknowledge that a lot of stress comes from overly-negative thinking, so in order to identify your true sources of stress, you need to look closely at your habits, attitude, and excuses. Try to write down your attitude with money. Think about the ways you currently manage and cope with financial struggles, and write it down. Making a journal can help you to acknowledge your coping strategies and replace unhealthy spending habits with healthy ones. Your journaling can also help you to identify what you need to do in order to change what is causing you financial problems.

Remember that problems with finances don’t have to be permanent. With a budget plan in place and a positive attitude you will become more aware of your spending habits and will be able to spend your money more wisely. Keep the right attitude. When you think about your money problems, speak positivity and life into the situation. Negativity shows a lack of faith, but taking responsibility, being hopeful and following a financial plan can eliminate your financial stress and attract power and wealth into your life.

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